Section 1: Fire & Perils – PropertyCover: Insures your assets against loss or damage caused by insured peril including fire, lightning, thunderbolt, explosion, earthquake, impact, wind, storm and water (excluding flood), malicious damage and accidental damage. (Please refer to your policy disclosure statement on the inception of your policy)
Section 2: Business Interruption
Cover: Insures the risk of reduction in or loss of gross income as a result of an insured loss or damage to your policy.
Section 3: Theft/Burglary
Cover: Insures the risk of loss of your contents and stock from theft, attempted theft (following forced entry or exit to or from the premises).
Section 4 – Money
Cover: Insured the risk or loss of or damage to your money from causes such as theft, armed hold up, fire whether at your premises or in transit.
Section 5 –Glass
Cover: Insures external and internal glass
Section 6 – Liability
Section 8 - Electronic Equipment
Section 9 – General Property Cover: Accidental loss or damage, malicious damage or theft resulting from forcible and violent entry evidence by visable damage anywhere in Australia