This Home Insurance contract provides top of the range benefits.
- Accidental Damage Cover - For example: Breakage, Spillage etc. within the home
- Loss/Damage Cover Australia-Wide - on replacement value of all personal items. Jewellery.Gold &/or Silver articles, Furs & Watches. These are Limited to $10,000 per item & in total for anyone event 25% of the sum insured for unspecified contents.
- Full replacement New for Old - on ALL contents
- Fusion- of domestic motors (no depreciation for motors under 15 years old)
- $20 million Legal Liability Worldwide
- Jewellery, Furs, Gold and Silver Items, Stamp, Coin & Medal Collections - are covered up to $10,000 anyone item or 25% of of the sum insured in total for contents. UNLESS SEPARATELY SPECIFIED.
- Works of art, pictures, curios- are covered up to $10,000 each item or 25% ofthe total sum insured. UNLESS SEPARATELY SPECIFIED.
- * for Fire & Burglary Cover - for those items in excess of these
amounts there is NO EXTRA PREMIUM (provided they are specified,
and valuations supplied)
- *for Loss or Damage Cover - for those items in excess of these
amounts, an EXTRA PREMIUM IS PAYABLE (provided they are
specified, and valuations supplied)
These are just some of the benefits. Look what else the policy covers.
- No average clause.
- Taxation Audit up to $5000
- Cover for property of goods in open air up to $1000 (Inside the boundary of the home)
- Up to $1000 for monetary loss as a result of someone fraudulently using your credit cards or bank cheques.
- $1000 towards the cost of replacing external locks, which have to be replaced because your keys have been stolen.
- Up to $1000 cover for spoilage of frozen foods
- Up to $1500 for money or negotiable instruments lost or destroyed.
- Up to $5000 covers for property of guests or visitors.
- Up to $5000 for tools oftrade, used for monetary gain (FROM THE HOME)
- Office equipment at home UNLIMITED